Why you should probably be fixing your interest rate now

Last week I was enjoying lunch with a footballer I do a lot of work with and another banker in Melbourne’s docklands.  As we enjoyed our food I half listened to their conversation about other footballers they both knew; their recent home movements, some of the developments they were doing and how some were getting […]


To fix or not to fix – or is there another question?

Most clients I meet are familiar with the terms fixed and variable when it comes to different loan types. A variable interest rate loan is exactly that; the rate varies dependent on the lenders change of rate, usually chiefly influenced by the rates of interest issued by the Reserve Bank of Australia. A fixed rate […]


Good Debt vs. Bad Debt

One of the most interesting insights I gather through my role helping people with the right financial structure is their attitude towards debt. I’ve seen it all; those that live (sometimes briefly) amazingly, spectacularly fun lives fuelled by credit cards and debt released from their family home, to those that fear debt and are stressed […]


How do I help my children?

We hear lots of news of how hard it is to get into property these days for those starting their career.  As a parent myself I know I want my children to be financially secure and have a successful future that doesn’t see them struggle. The truth is that there are a variety of ways […]


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