Why you should probably be fixing your interest rate now
Last week I was enjoying lunch with a footballer I do a lot of work with and another banker in Melbourne’s docklands. As we enjoyed our food I half listened to their conversation about other footballers they both knew; their recent home movements, some of the developments they were doing and how some were getting […]
To fix or not to fix – or is there another question?
Most clients I meet are familiar with the terms fixed and variable when it comes to different loan types. A variable interest rate loan is exactly that; the rate varies dependent on the lenders change of rate, usually chiefly influenced by the rates of interest issued by the Reserve Bank of Australia. A fixed rate […]
Good Debt vs. Bad Debt
One of the most interesting insights I gather through my role helping people with the right financial structure is their attitude towards debt. I’ve seen it all; those that live (sometimes briefly) amazingly, spectacularly fun lives fuelled by credit cards and debt released from their family home, to those that fear debt and are stressed […]
How do I help my children?
We hear lots of news of how hard it is to get into property these days for those starting their career. As a parent myself I know I want my children to be financially secure and have a successful future that doesn’t see them struggle. The truth is that there are a variety of ways […]