To fix or not to fix – or is there another question?
Most clients I meet are familiar with the terms fixed and variable when it comes to different loan types. A variable interest rate loan is exactly that; the rate varies dependent on the lenders change of rate, usually chiefly influenced by the rates of interest issued by the Reserve Bank of Australia. A fixed rate […]
Good Debt vs. Bad Debt
One of the most interesting insights I gather through my role helping people with the right financial structure is their attitude towards debt. I’ve seen it all; those that live (sometimes briefly) amazingly, spectacularly fun lives fuelled by credit cards and debt released from their family home, to those that fear debt and are stressed […]
How do I help my children?
We hear lots of news of how hard it is to get into property these days for those starting their career. As a parent myself I know I want my children to be financially secure and have a successful future that doesn’t see them struggle. The truth is that there are a variety of ways […]
Why should I use a broker?
By far and away one of the most common questions I get asked by my clients; is there any benefit to arranging our finance through you instead of going straight to a bank? In my mind, it’s one of the most important questions that should be asked because the outcomes from a good mortgage advisor […]
What To Do When Your Loan Is Declined
If you don’t receive approval don’t give up. Speak to a professional in the industry and keep your dream alive. Penny Holland* had found her dream home and made an offer, which was accepted. Now all she had to do was get her loan approved and she would be on her way to settlement. Penny […]