Why you should probably be fixing your interest rate now
Last week I was enjoying lunch with a footballer I do a lot of work with and another banker in Melbourne’s docklands. As we enjoyed our food I half listened to their conversation about other footballers they both knew; their recent home movements, some of the developments they were doing and how some were getting […]
To fix or not to fix – or is there another question?
Most clients I meet are familiar with the terms fixed and variable when it comes to different loan types. A variable interest rate loan is exactly that; the rate varies dependent on the lenders change of rate, usually chiefly influenced by the rates of interest issued by the Reserve Bank of Australia. A fixed rate […]
Good Debt vs. Bad Debt
One of the most interesting insights I gather through my role helping people with the right financial structure is their attitude towards debt. I’ve seen it all; those that live (sometimes briefly) amazingly, spectacularly fun lives fuelled by credit cards and debt released from their family home, to those that fear debt and are stressed […]
How do I help my children?
We hear lots of news of how hard it is to get into property these days for those starting their career. As a parent myself I know I want my children to be financially secure and have a successful future that doesn’t see them struggle. The truth is that there are a variety of ways […]
Is now a good time to buy property?
For those that are looking to take the plunge and get into the property market or buy their first investment, a common question to ask when is the best time to buy property? Generally, people asking this kind of question fall into two kinds of categories. The first is those that realise that it’s important […]