To fix or not to fix – or is there another question?
Most clients I meet are familiar with the terms fixed and variable when it comes to different loan types. A variable interest rate loan is exactly that; the rate varies dependent on the lenders change of rate, usually chiefly influenced by the rates of interest issued by the Reserve Bank of Australia. A fixed rate […]
Good Debt vs. Bad Debt
One of the most interesting insights I gather through my role helping people with the right financial structure is their attitude towards debt. I’ve seen it all; those that live (sometimes briefly) amazingly, spectacularly fun lives fuelled by credit cards and debt released from their family home, to those that fear debt and are stressed […]
How do I help my children?
We hear lots of news of how hard it is to get into property these days for those starting their career. As a parent myself I know I want my children to be financially secure and have a successful future that doesn’t see them struggle. The truth is that there are a variety of ways […]
Buying an already tenanted Investment Property
There are plenty of upsides to buying an investment property that already has a tenant, as well as a raft of risks. Here’s how to minimise them. Purchasing an investment property that already has a tenant means you collect rent from day one, with no vacant period and no lease fees to find a new […]
March Property Market Review for VIC 2014
Thank you to Therese O’Neill from Alphabroker, I wanted to share this months NSW Property Review. The following information was also sourced from Herron Todd White March Property Report www.htw.com.au. The good news continues for VIC this month…. See Highlights below of HTW’s opinion on the Sydney residential market. The second home buyer trade up market […]