Jeff Suter

Cashflow Support will be the Lifeline Back to Productivity

It’s stating the obvious that, with some notable exceptions, many businesses are experiencing a downturn in trade due to the slowdown from COVID19. Employers are running skeleton crews, staff have been laid off and stood down as business owners manage their overheads during this quiet period.  From the discussions I’m having with clients, peers and those …

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fix it

Fix It

Over recent weeks the cost of funding has increased for lenders. If this continues it’s likely only a matter of time before it results in variable rates going up and the cost of your home loan repayment along with it.  At the same time, fixed rates have never been lower. Funding costs typically influence lending rates. When …

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No Freebies

A quick note on deferred payments and interest only periods that are being offered by lenders; If you need to defer payments by all means use it but note that this is not a repayment freebie or holiday from your mortgage. Interest and repayments that are deferred will be capitalised (added) to your existing loan …

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Dark Horse Financial

Is rate creep a bank’s version of a loyalty tax? (And how to get the family home back from the bank)

Rates have gone down over the last few years, they’ve gone down a lot. As home and business owners come off of fixed loan periods or if they’ve got multiple products with a lender they might find something’s not quite right.  Case in point, I had to make a call on behalf of a client last …

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Dark Horse Financial

Are you happy with your Trade and Debtor Finance provider?

Service levels are just as important your satisfaction as getting a great rate. Are you happy with your trade and debtor finance provider? This week we’ve had more than a few conversations with business owners coming to us to find out if there is better service offerings in the market than what they’re currently receiving. The …

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Dark Horse Financial

The Cashflow Solution for the Construction Industry to Secure Payment within 24 hours

It’s really common for us to receive enquiries from businesses who receive progress payments (not payment on invoice) looking for a cashflow solution like debtor finance, factoring or similar.  Trade and debtor finance are well established in the marketplace as legitimate lines of credit for those in a B2B environment and there’s now a sizeable …

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Lending to Support Food Services Business Stock for Christmas

With Christmas around the corner we’re seeing activity ramp up for the food manufacturers and food wholesalers and understandably so at this time of year. It’s important to have the capital to stock up for what’s about to happen. More than 100,000 people attend and purchase more than 700 tonnes of seafood at Sydney Fish Market’s Christmas …

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