Home Loan Offset Calculator

Whether you're working towards a home loan deposit or aiming to pay down debt, our free budget planner can help you build a practical budget and stay on track with your financial goals.

Home Loan Offset Calculator

Loan Balance ($) Loan Type Years Remaining Our Variable Interest Rate (% p.a.)

Estimated Repayments

Based on the info you gave us above

$0.00 / Month

With an Offset Account

Start using offset with Initial offset account balance ($) Regular offset account deposits ($)

How is this calculated

This offset calculator offers an estimate of the interest and time you could save by having money in your offset account, based on the info you’ve entered.

Interest rate: No compound interest savings are calculated.
Offset vs. non-offset: Compares a loan with offset to one without.
Extra repayments: Only considers money in the offset account, not repayments to the loan.
Repayment frequency: Monthly by default. Weekly and fortnightly are calculated using adjusted factors.

Your Potential Savings

Total interest you could save

$0.00

Your loan term could reduce by

0 years, 0 months