Business Loans for Older Assets and Equipment
Older equipment is a great solution for many business owners. With imports impacted by slowdowns and dock issues, there’s a real shortage of vehicles and
Services
Commercial Lending
With excellent relationships, Dark Horse Financial offers a full suite of solutions to business clients.
Commercial Lending
With excellent relationships, Dark Horse Financial offers a full suite of solutions to business clients.
Learn More
Cash Flow Lending
Debtor finance, also known as factoring or invoice funding, is essential for those with payment terms after supply.
Cash Flow Lending
Debtor finance, also known as factoring or invoice funding, is essential for those with payment terms after supply.
Learn More
Secured and Unsecured Business Loans
Fast, easy, tailored loans for small businesses so you can get the funds you need to get the job done.
Secured and Unsecured Business Loans
Fast, easy, tailored loans for small businesses so you can get the funds you need to get the job done.
Learn More
Trade & Import Finance
Trade and import finance is a line of credit to be used for the purchase of material goods.
Trade & Import Finance
Trade and import finance is a line of credit to be used for the purchase of material goods.
Learn More
Private Lending
Need fast funds or a development solution that’s flexible? Our access to Private Lending could save the day.
Private Lending
Need fast funds or a development solution that’s flexible? Our access to Private Lending could save the day.
Learn More
Home & Investment Loans
With a panel of over 30 lenders and expert advice, Dark Horse Financial helps clients get the right home loan and realise great financial outcomes.
Home & Investment Loans
With a panel of over 30 lenders and expert advice, Dark Horse Financial helps clients get the right home loan and realise great financial outcomes.
Learn More
About us
Commercial & Residential Lending Experts
At Dark Horse Financial, understanding your needs, managing different banking relationships, and finding solutions is what we do best. We are on top of the rapidly changing landscape that is Commercial Lending and Home Loans so you can be assured of a quality outcome whether that be to get the best rate and structure for your home loan or the right product to encourage your business growth.
We are proud of our client for life approach. Unlike others in the finance space, your relationship with us does not end at settlement. We seek to foster relationships with our clients and it is our goal to be your trusted financial partner so we can continue to offer valuable and personalised service to you over the longer term.
Testimonials
Previous
Next
Posts & Resources
How To Get Finance Approved for a Residential Property Development
Obtaining development finance in today’s credit market is not for the uninitiated. Lending staff at a local branch may say yes initially due to their
The Best Tips On How To Pay Off Your Home Loan Faster
Want my number 1 tip for paying your home loan off and owning your home faster? Make more repayments That’s it. There are no tricks
Selecting The Right Business Loan For Your Business
With many options available and many lenders being prolific marketers it’s not uncommon for us to review a business’ past lending and find they’ve entered
How To Use Equipment Finance and Asset Finance
The principle of good debt v bad debt that Robert Kiyosaki articulated so well in his classic book Rich Dad Poor Dad is one of
How Can I Manage My Outstanding ATO Tax Debt?
It seems like a long time ago, but way back before COVID hit us properly in Australia the economy wasn’t actually tracking that well. Reflecting
Get paid by your customers faster
There are a number of reasons why you might want to bring revenue recognition forward in your business. It might be that you’re looking to
Key information on Phase 2 of Government Guarantee Scheme
The Commonwealth Treasury has approved the first participating lenders in Phase 2 of the Government’s SME Guarantee Scheme. Key information on Phase 2 of Government
Building your team – the importance of finance brokers
In the latest episode of Property Matters, Sam Spernat develops the concept of ‘building your team’ with Director of Dark Horse Financial, Jeff Suter, discussing the importance of finance
No doc loans with interest deferred for 12 months
In the current environment, even with many businesses carrying ATO balances, business owners have more credit options from more different providers than ever before –
Business Loans to Payout Tax Debt
With ATO collections activity on the rise a lot of business owners are under the misconception that you can’t get finance when you have tax
Bringing forward revenue recognition in a commercial construction business.
Trade and debtor finance are well established in the marketplace as legitimate lines of credit for those in a B2B environment and there’s now a
When the interest rate is not the rate
Unsecured lenders are effective marketers so almost all business owners would have seen their advertisements. These loans can be excellent if you need a short
What happens if I can’t stick to my ATO payment plan?
With the ATO flagging that they’re actively looking to call in debt it’s worth knowing your lending options around tax debt and not risking a
‘Unsecured loans’ and ‘no recourse loans’
If you’re a business owner that’s unfamiliar with business lending it pays to make sure you understand all the terms for any loan you might
Case Studies
Case Study: Using equipment finance and invoice finance to purchase a business:
Our client came to us looking to purchase a transport business that was complimentary to their existing operation in a nearby area. The business owner
Case Study: Equity gaps (and not the family home)
Our client, a labour hire business providing contractors to the mining sector, was regularly using close to $1M to cashflow the business until their invoices
60 second case study: Raising capital for a restructure
Having dealt with a pre-insolvency specialist our client came to us as they were about to restructure. Parts of their business were still viable and
Case Study: Move the cost of moving premises over 4 years with fitout finance. $600k equipment and soft costs financed.
Our client is a food wholesaler who had built annual revenue to nearly $20M using contract manufacturers for the production of their food lines. Whilst
Case Study: Move the cost of moving premises over 4 years with fitout finance. $600k equipment and soft costs financed.
Our client is a food wholesaler who had built annual revenue to nearly $20M using contract manufacturers for the production of their food lines. Whilst
Case Study: An Overdraft Line of Credit Without Property Security
Our client is a property maintenance service business, typically making repairs and improvements to residential investment property at the request of the managing real estate
1 Minute Case Study: Financing your balloon to rollover your car finance without financials
With fewer new cars available in some segments, used car prices are unusually high. As a result many business owners are choosing to retain vehicles
30 second case study: Fitout finance for a restricted industry
Business owners would be aware that the list of restricted industries that lenders are not providing finance to is much larger than pre-COVID times. The
How to use finance to purchase overseas equipment and machinery
If you’re a business owner looking to bring equipment and machinery from overseas, the difficulty you run into is a lender here will want to
Case Study: Restructuring working capital for longer terms and increased profitability
Business owners who already have a facility like debtor finance typically will consider if their limit size is appropriate for their business over the next
10 second Case study: Business finance for smaller business and franchises.
10 second Case study: Business finance for smaller business and franchises. The subject of our case study was introduced to us by another finance broker
60 second case study: Credit limit increase for a wholesale business turning over $1.5M.
60 second case study: Credit limit increase for a wholesale business turning over $1.5M. After being knocked back on a limit increase from their current