We get loans approved when banks say no
Dark Horse Financial is a specialist brokerage for business owners with $250K–$150M turnover. Tailored solutions for ATO debt, bad credit, urgent funding, and complex transactions others won't touch.
Ready to explore your options?
Start your enquiryPopular Finance Solutions
From working capital to property finance — we source the right product from the right lender for your situation.
Business Loans
Flexible funding for working capital, growth, or major purchases. Options available with or without security, depending on your needs.
Learn moreEquipment Finance
Fund new or used equipment without tying up your cash. The asset itself is used as security, keeping working capital free.
Learn moreBusiness Line of Credit
Access funds when you need them and only pay interest on what you use. A practical option for managing cash flow gaps.
Learn moreATO Tax Debt Loans
Clear ATO debt in one go and repay in manageable instalments. Stop penalties and interest from accumulating on overdue tax.
Learn morePrivate Loans
Fast, flexible funding for deals that don't fit traditional lending criteria. Ideal for time-sensitive opportunities and complex situations.
Learn moreHome Loans
Tailored home loan options for PAYG and self-employed borrowers. We help you secure the right loan based on your needs and goals.
Learn moreGet a Loan with Dark Horse Financial
From first contact to funded — a straightforward process designed to get you results fast.
Contact Our Team
Fill out our online form or call us. We'll get in touch quickly to understand your situation and make a tailored recommendation.
Submit Application
We expertly handle your application from start to finish. Some business loans can be approved within 24–48 hours with minimal documentation.
Get Funded
Once approved, documentation is signed electronically for fast settlement. Funds are disbursed directly to your account, ready to use.
Why choose Dark Horse Financial?
We operate where mainstream lenders won't. Our network and expertise mean real solutions for situations others decline.
Fast Approvals
Some approvals delivered within 24 to 48 hours, with minimal documentation required.
Access to 100+ Lenders
We match you across banks, non-banks, and private funding to find options that actually fit.
ATO Debt & Bad Credit
We deal with complex scenarios every day and have lenders who understand these situations.
$10K–$50M Range
From smaller working capital needs to large-scale transactions — we source funding across the full range.
We solve problems like how to fund growth without running out of cash, taking care of emergency expenses, tax debt loans, equipment finance, lines of credit and setting up $300k limit overdrafts in 24 hours.
We also help our clients with home loans, equity releases, investing, debt recycling and can connect you with the best financial professionals if your needs are outside of our specialties.
Welcome — we look forward to helping you get a better loan.
Who we help
We help businesses of all sizes and ages across Australia. We offer financing to both startups and established businesses, with turnovers ranging from $250,000 – $150 million.
We also offer financing to businesses with complex situations or specific funding needs, such as:
✓ Businesses with ATO debt
✓ Directors with bad credit
✓ SMEs needing fast funding
✓ Self employed borrowers
✓ Clients rejected by banks
Here’s what our clients have to say
Thank you
Rated by Our Clients on Google
Funding solutions that match your situation
Here's the latest
Get economic updates, comprehensive guides, lending tips, expert opinions, and more.
What Is a Garnishee Notice from the ATO and What Can You Do?
Key Takeaways An ATO garnishee notice allows the Australian Taxation Office to recover unpaid tax debts directly from bank accounts,
Can the ATO Write Off or Remit Your Tax Debt?
Key Takeaways Release from tax debts can be available to individuals in serious and provable financial hardship, but not to
What is PAYG Withholding and How Does It Create Tax Debt?
Key Takeaways PAYG withholding is a system where employers withhold tax from employee wages and remit it to the ATO
Real success stories
Find out how we helped our clients with solutions matched to their unique circumstances.
Case Study: $300,000 Overdraft Limit Secured by 2nd Mortgage for a Cash Flow Strapped Transport Business
Approaching us via our website, our new client ran a large transport business that had experienced a difficult time trading
Case Study: Hiace Balloon Rolled Over 4% Cheaper Than Dealer Finance
We’ve noticed lately the number of clients are coming to us with dealer finance that’s more expensive than it should
Case Study: $680,000 Capital Raise to pay out expensive Unsecured Loans
A transport owner reached out desperately seeking a solution to expensive unsecured loans with daily direct debits that were swallowing
Speak to a Finance Specialist
Speak directly with a lending specialist who understands your situation. We’ll assess your needs and connect you with lenders that can actually deliver.
Submit your enquiry, and we’ll be in touch to discuss your options.
Funding Solutions That Match Your Situation
Get matched with the right loan faster — whether you're building for the future or solving a financial challenge today.