We get business loans approved when banks say no

Dark Horse Financial is a specialist finance brokerage supporting business owners with $250K–$150M turnover, delivering tailored solutions for ATO debt, bad credit, urgent funding, and complex transactions others won’t touch.

“We solve problems like how to fund growth without running out of cash, taking care of emergency expenses, tax debt loans, equipment finance, lines of credit and setting up $300k limit overdrafts in 24 hours.

We also help our clients with home loans, equity releases, investing, debt recycling and can connect you with the best financial professionals if your needs are outside of our specialties.

Welcome – we look forward to helping you get a better loan.”

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Jeff Suter

Business Loans in Sydney
How it works

Get a Loan with Dark Horse Financial

From first contact to funded — a straightforward process designed to get you results fast.

1

Contact Our Team

Fill out our online form to apply for financing. We'll get in touch with you fast to understand your situation and make a recommendation.

2

Submit Application

We'll expertly handle your application from start to finish. Some business loans can be approved within 24–48 hours with minimal documentation.

3

Get Funded

Once approved, documentation is signed electronically for fast settlement. Funds are disbursed to your account, or a facility is made available for you to access.

Why choose Dark Horse Financial?

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Fast approvals

We work with lenders who can move quickly, with some approvals delivered within 24 to 48 hours.

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Access to 100+ lenders

We match you with lenders across banks, non banks, and private funding to find options that actually fit your situation.

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Specialists in ATO debt & bad credit

We deal with complex scenarios every day, including ATO debt and impaired credit. You get access to lenders who understand these situations.

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$20K–$50M funding range

From smaller working capital needs to large scale transactions, we can source funding across a wide range.

Who we help

We help businesses of all sizes and ages across Australia. We offer financing to both startups and established businesses, with turnovers ranging from $250,000 – $150 million.

We also offer financing to businesses with complex situations or specific funding needs, such as:

✓ Businesses with ATO debt
✓ Directors with bad credit
✓ SMEs needing fast funding
✓ Self employed borrowers
✓ Clients rejected by banks

Popular Finance Solutions

Business Loan Australia

Flexible funding for working capital, growth, or major purchases. Options available with or without security, depending on your needs and goals.

Equipment Finance

Fund new or used equipment without tying up your cash. The asset itself can be used as security, keeping your working capital available for day to day operations.

Business Line of Credit

Access funds when you need them and only pay interest on what you use. A practical option for managing cash flow gaps and short term expenses.

ATO Tax Debt Loan

Clear ATO debt in one go and pay off the loan in manageable instalments. Avoid ongoing penalties while keeping your business trading.

Private Loan

Fast, flexible funding for deals that don’t fit traditional lending criteria. Suitable for time sensitive opportunities or complex situations.

Home Loans

Tailored home loan options for PAYG and self employed borrowers. We help you secure the right loan based on your needs and long term plans.

Here’s what our clients have to say

Sam Spernat
I have a Buyers Advocacy business where we rely heavily on the advice our clients receive about the ability to gain finance. The team at darkhorsefinancial.com.au have always given clear and consistent advice to my clients about the limits when borrowing have always made it clear about what they can afford.
Ryan Jenkins
Jeff is awesome. He actually cares about the people he is assisting through the maze that is banks and loans. He was there every step of this journey for me and he is someone you can trust to do the right thing by you….personal service that is rare….highly recommend Jeff and his team.
Katrina Yon
Words will never be enough to show our gratitude to Jeff for all the help he has given in correctly and efficiently financing our properties!! His attention to detail, no nonsense talking and genuine caring nature has been a refreshing change from others we have worked with!!
Thank you

Rated by Our Clients on Google

EXCELLENT
Google star 1Google star 2Google star 3Google star 4Google star 5.0.7
Based on 24 reviews
Posted on Google Google
Jordan Bella profile picture
Jordan Bella
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jeff worked tirelessly to get an equipment finance and overdraft facility in place for our growing business under some very unique & challenging circumstances after we'd previously been pushed away by our banking partner. Working with the DHF team was seamless!
Posted on Google Google
Finnen Electrical profile picture
Finnen Electrical
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The team at Dark Horse Financial were fantastic to deal with when helping me organise finance for my business. Jeff was an absolute dream to work with, no problem or issue was ever too big, and he made everything happen quickly and smoothly. What I thought might take weeks was sorted in a matter of days, and the finance itself was approved within a day. I’ve used plenty of finance companies and lenders before over the years, but the service from Dark Horse Financial is second to none. I’ll definitely be sticking with them from now on. Highly recommend Jeff and the team.
Posted on Google Google
Ainsley Bennett profile picture
Ainsley Bennett
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jeff and his team have been a fantastic help to us. His prompt service and wide array of knowledge in the financial sector has made our dealings very easy. Thanks Jeff!
Posted on Google Google
Rhys Gorman profile picture
Rhys Gorman
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly recommend working with Jeff for any financial needs for your business - I wish I had have engaged him years ago. He takes a huge amount of the stress away from dealing with banks and lenders and simplifies what can be a very convoluted process. His proactive, professional, and caring approach has served me and my business extremely well and there is no one else I would turn to for our lending needs in the future other than Jeff.
Posted on Google Google
Michael Starke profile picture
Michael Starke
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jeff was exceptional in his communication and guidance throughout the entire process. He secured a credit facility for our startup when others couldn’t, demonstrating his expertise and dedication. We’re excited to continue working with Jeff as our business grows and our needs evolve.
Posted on Google Google
Michelle Reeves profile picture
Michelle Reeves
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jeff made the impossible possible! Highly recommend Darkhorse for your finance needs. Wonderful service.
Posted on Google Google
Scott Doran profile picture
Scott Doran
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had the pleasure of working with Jeff, and I couldn't be more impressed. As a finance broker, he was extremely helpful throughout the entire process. His communication was clear, timely, and thorough, making everything so much easier to understand. He took the time to explain all my options, ensuring I was well-informed every step of the way. I felt confident and supported in his hands. I will definitely be using Jeff again in the future and highly recommend his services to anyone looking for expert financial advice!
Posted on Google Google
Henry Friend profile picture
Henry Friend
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jeff is our one stop shop for all lending/debt services. I would highly recommend Dark Horse!
Posted on Google Google
Roger Muliaina profile picture
Roger Muliaina
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very happy with the result achieved. Jeff was supportive optimistic and very clear on the approach which I appreciated. True processional, punctual in his correspondence and genuinely cared about our situation. Cannot recommend him enough.
Posted on Google Google
Gareth Turner profile picture
Gareth Turner
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jeff was professional helpful and efficient. I called him and had an overdraft facility sorted within 24 hours.

Funding solutions that match your situation

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