Tax Debt Loans in Australia
Get tax debt relief with ease with our tailored loan solutions.
Tax Debt Loans & Consolidation
- Tax debt loans from $10k – $50M
- Loans for GST, PAYG & Superannuation obligations
- Unsecured & Secured Loan Solutions
- Interest-only available
- Tax debt loans for start-ups and established businesses
- Bad credit solutions
- Protect your credit rating from ATO enforcement action
- Avoid Directors Penalty Notices (DPNs)
- Minimise ATO penalty interest and charges
- Access extended payment terms
- Fast solutions – same-day lending available
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Manage Your Tax Debts with A Tailored Loan Solution
Secure the funds you need to cover your outstanding GST, PAYG, and Superannuation obligations with confidence with direct help with tax debt.
A tailored tax debt loan solution can offer you fast access to funds with flexible repayment options to help with tax debt that suit your business needs. Avoid penalties, ATO enforcement action and protect your credit rating.
Tax debt loan solutions are available to start-ups, established businesses, and even those with bad credit.
Can I Get a Loan to Pay Off Tax Debt?
Tax loans are a great way to deal with outstanding GST, PAYG, and Superannuation obligations.
Here’s why you may need a loan to pay tax debt:
- Cash flow issues (especially for seasonal businesses)
- Failure to file tax returns on time, leading to penalties and charges
- Incorrect tax filings or underreporting
- Not allotting budget for tax after rapid business growth
- Sudden changes in ATO legislation
- Economic downturns or market changes affecting business income
Types of Tax Debt Solutions in Australia
At Dark Horse Financial, we offer various types of tax debt loans to suit your specific needs:
Unsecured Tax Debt Loans
Get fast access to funds without the need to use assets as security
Secured Tax Debt Loans
Obtain a tax debt loan with potentially better terms by using valuable assets as security
Urgent Debt Consolidation Loans
Consolidate multiple tax debts into one easy-to-manage loan to reduce financial stress
Overdraft Facilities
Access a flexible line of credit to manage ongoing tax obligations as they arise
Equipment Finance
Use the equity in your business equipment to settle outstanding tax debts quickly
Property Equity Loans
Leverage the equity in your property to get release from tax debt and improve cash flow
Interest-Only Loans
Choose interest-only payments to ease cash flow for a certain period and manage tax repayments
Benefits of Tax Debt Loans
Avoid Penalties and Protect Your Business
Tax debts can accumulate quickly, leading to significant penalties, interest charges, and potential legal actions from the ATO. A tax debt loan provides the necessary funds to pay off these obligations immediately, helping you avoid severe penalties.
Get Immediate Tax Debt Relief
With tax debt loans, you can quickly access funds to pay off your tax obligations, clearing your debts immediately. This can help you improve your business finances
Improve Cash Flow and Maintain Operations
By securing a tax debt loan, you can free up cash flow that would otherwise be tied up in paying off tax liabilities. This allows your business to maintain daily operations, pay suppliers and employees, and invest in growth opportunities.
Get Peace of Mind
It goes without saying that tax debt can cause a significant amount of stress on business owners. With tax debt loans, the financial relief can lift that stress off, allowing you to concentrate on operating your business.
Who Can Get a Tax Debt Loan?
Tax debt loan solutions are available to Australian businesses of all sizes. From start-ups to established businesses, anyone can seek loan solutions for their tax debt. Tax debt loans for bad credit are also available for those with less-than-perfect credit histories.
Why Choose Dark Horse Financial for Tax Debt Help?
Expertise and Personalised Solutions
At Dark Horse Financial, we understand the unique challenges that come with managing tax debt. Our team of experts works closely with you to understand your financial situation and tailor a loan solution that best suits your needs.
Access to a Wide Range of Lenders
Traditional lenders often don’t entertain those looking for tax debt loans because of the risk involved. With our wide network of lenders, we’ll connect you to specialists willing to extend funding for tax relief purposes.
Fast Tax Debt Solutions
We know that time is of the essence when dealing with tax debt. With our quick turnaround times, you can get the funds you need as soon as possible so you can avoid further charges from the ATO.
How to Get Out of Tax Debt with Our Loan Solutions
- Initial Consultation: Contact us. Our team will discuss your tax debt situation and determine the best loan options for your business.
- Submit Your Application: Provide the necessary documentation and any other required information.
- Loan Assessment and Approval: The lender will evaluate your application, which can be as fast as a same day assessment.
- 4. Receive Your Funds:Once approved, the funds will be disbursed to your account, or paid directly to the ATO allowing you to settle your tax debt promptly and avoid further penalties or interest.
Ready to Resolve Your Tax Debt?
Don’t let tax debt hinder your business growth. Contact Dark Horse Financial today to explore our tax debt loan options and find the right solution for your business. Our expert team is here to help you navigate tax debt and secure the future of your business.
FAQs About Tax Loans in Australia
Tax debt loans are lending solutions specifically designed to help businesses pay off their tax liabilities, including GST, PAYG, and Superannuation obligations. Depending on your situation you can access unsecured or secured loans, lines of credit and private lending solutions.
Depending on the lender and the solution that fits your business, you can get a tax debt loan approved within the same day, ensuring that you can repay your debt to the ATO as soon as possible.
Interest rates for tax debt loans vary depending on factors such as the type of loan (secured or unsecured), the loan term, your business’s credit profile, and current market conditions. We work with a network of lenders to secure the most competitive rates for your business.
If a DPN has been issued personal liability can be avoided if, within 21 days of issue, a company goes into administration, is wound up, appoints a restructuring practitioner, or pays out the debt. If your PAYG and GST were reported more than 3 months after their due date, the only way to avoid personal liability is to pay out the debt.
ATO penalty interest is a charge imposed by the Australian Tax Office on overdue tax debts, calculated on a daily basis.
Despite what major banks may tell you it is possible to get a loan to pay off tax debt. Outside of the major banks there are many lenders that can assist you with paying off tax debt.
Yes, tax debt can affect your credit file if it remains unpaid and leads to the ATO lodging a default. Once the ATO lodges a default on your credit file, this will negatively impact your ability to secure future financing.
There are a range of loan types that can be used in paying off tax debt. Some of these include unsecured loans, lines of credit, short-term property loans, overdrafts, and private lending solutions.
A tax debt loan is ideal for businesses facing immediate tax liabilities they cannot pay. If you are struggling with cash flow but have outstanding tax debt, a tax debt loan can provide the quick relief needed to maintain operations and avoid penalties. We offer free consultations to help you determine if this solution is right for your situation.
A loan can provide you with the funds needed to pay off your ATO debt, avoiding penalties and interest charges, as well as improving your cash flow by offering longer terms than what might be possible to negotiate with the ATO.
Yes, there are loan solutions to start-up businesses as well as those that have been operating for a number of years.
Yes, there are a number of different loan solutions available to pay out tax debt even if you have bad credit. There are unsecured loan options for business owners with less than perfect credit history as well as the ability to raise capital against equipment or the equity you might hold in property.
An ATO business payment plan is an arrangement with the Australian Tax Office to pay off your tax debt in instalments over time, often with added interest and penalties. One of the reasons business owners seek a loan to pay out their tax debt is ATO business payment plans are often too demanding on business cash flow because they’re not over a long enough time period.
If a DPN has been issued personal liability can be avoided if, within 21 days of issue, a company goes into administration, is wound up, appoints a restructuring practitioner, or pays out the debt. If your PAYG and GST was reported more than 3 months after its due date the only way to avoid personal liability is to pay out the debt.
ATO penalty interest is a charge imposed by the Australian Tax Office on overdue tax debts, calculated on a daily basis.
Yes, you can consolidate tax debt and multiple other debts into one debt consolidation loan to make debts easier to manage and have one repayment.
Yes, interest-only loans are available to pay out tax debts from Private Lenders.
Unsecured loans and bridging finance can be used to fund a tax debt loan the same day as the application. How fast your loan settles will depend on which type of loan you apply for and your personal circumstances. If you need to get a loan urgently to pay out tax debt it could be appropriate to get a short-term bridging loan and then refinance that debt with cheaper long-term funding from a bank.
Yes, our unsecured overdraft can be used to pay out company tax debt. Our overdraft is a genuine revolving line of credit and can be set up with no establishment fees.
The application process for a tax debt loan depends on which type of loan best suits your circumstances. Unsecured loans will typically be a no doc solution that is assessed through a bank data link. Private lenders also won’t require financials as they will seek to understand the equity in property being used for security by carrying out a valuation. If you’re raising capital against equipment finance you may need to provide financials as part of the assessment process depending on the loan amount.
Disclaimer: Loans and loan products are to approved applicants only. Rates, fees, policy and inclusions are subject to change without notice. As such no guarantees or warranties are made about the accuracy of the information on this page.
Tax Debt Loan Services Available Nationwide
Tax debt loans are accessible to both individuals and businesses throughout Australia. They provide a means to attain tax debt relief and financial stability, particularly for businesses. These specialised loans are designed to create personalised tax debt payment plans, alleviating financial stress. By a business utilising tax debt relief loans, individuals can take essential steps towards paying off tax debt and mitigating the potential repercussions of unpaid taxes.