Free Tools

Loan Calculators

Get all the tools you need in one place. Compare loans, plan repayments, and make smarter decisions with our loan calculators.

10Calculators
100%Free to use
AUDAustralian rates
All calculators 10
Business Finance 5
Property & Home 4
Repayment Tools 1

Making the right financial decision often comes down to having the right tools at your fingertips. We’ve created a range of loan calculators to help you understand your options and make the best financial choices. Our calculators are designed for Australian borrowers. They can give you a clearer picture of what to expect, so you can plan ahead with confidence.

Business Finance

Business Loan Calculator

Quickly estimate repayments and total loan costs for business loans. This tool helps you understand how much your loan will cost depending on the interest rate, repayment frequency, security type, and repayment type.

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Business Finance

Equipment Finance Calculator

If your business needs vehicles, machinery, or other equipment, this calculator will show you an estimate of your repayments, making it easier to plan your cash flow.

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Business Finance

Asset Finance Calculator

If you’re a business that wants to buy things like vehicles or machines, this calculator can help you understand your repayment obligations and look at different options.

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Business Finance

Invoice Finance Calculator

This calculator helps you work out how much funding you can unlock from your receivables and what it might cost in fees.

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Business Finance

Debt Service Coverage Ratio Calculator

This tool is helpful for companies that want to get business loans. It helps figure out if your income is high enough to make loan payments, which is something lenders pay close attention to.

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Property & Home

Home Loan Calculator

You can use our calculator for home loans to figure out how much your monthly payments will be based on the size of the loan, the length of the loan, and the interest rate. It’s a must use for homeowners and buyers who want to make sure their budgets are correct.

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Property & Home

Interest Only Loan Calculator

Use this tool to see what your repayments would be during an interest-only period. It’s useful for property investors and businesses wanting to manage their cash flow.

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Property & Home

Home Loan Offset Calculator

See how much interest you could save and how much you can shorten your loan term through an offset account. This calculator can demonstrate the long-term benefits of managing money effectively.

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Property & Home

SMSF Loan Serviceability Calculator

If you’re considering property investment through your self-managed super fund, this calculator helps you assess whether your fund can meet loan repayments.

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Repayment Tools

Extra Repayments Calculator

Even small additional repayments can make a big difference over time. This calculator shows you how much interest you could save and how quickly you could pay off your loan by making extra contributions.

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Why Use Our Loan Calculators?

When you’re weighing financial decisions, it’s not always easy to see the big picture. Use our tools to test out different situations and see how much flexibility you have when it comes to repayments. With the right calculator you can:

Estimate repayments and total interest payable

Compare different loan types before applying

See how interest rates affect your loan over time

Work out borrowing power and serviceability

Plan strategies to pay off debt faster

Rather than searching across multiple websites, you’ll find everything you need here on one page.

Take the Next Step with Dark Horse Financial

While our loan calculators are a great starting point, every borrower’s situation is different. The figures you see are estimates and don’t replace expert, personalised advice. After you’ve run the numbers, contact our team to enquire about loan options tailored to your needs and cash flow.

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