Loan Calculators
Get all the tools you need in one place. Compare loans, plan repayments, and make smarter decisions with our loan calculators.
Our Range of Loan Calculators
Making the right financial decision often comes down to having the right tools at your fingertips. We’ve created a range of loan calculators to help you understand your options and make the best financial choices.
Our calculators are designed for Australian borrowers. They can give you a clearer picture of what to expect, so you can plan ahead with confidence.
Business Loan Calculator
Quickly estimate repayments and total loan costs for business loans. This tool helps you understand how much your loan will cost depending on the interest rate, repayment frequency, security type, and repayment type.
Home Loan Calculator
You can use our calculator for home loans to figure out how much your monthly payments will be based on the size of the loan, the length of the loan, and the interest rate. It's a must use for homeowners and buyers who want to make sure their budgets are correct.
Equipment Finance Calculator
If your business needs vehicles, machinery, or other equipment, this calculator will show you an estimate of your repayments, making it easier to plan your cash flow.
Invoice Finance Calculator
This calculator helps you work out how much funding you can unlock from your receivables and what it might cost in fees.
Interest Only Loan Calculator
Use this tool to see what your repayments would be during an interest-only period. It’s useful for property investors and businesses wanting to manage their cash flow.
Asset Finance Calculator
If you're a business that wants to buy things like vehicles or machines, this calculator can help you understand your repayment obligations and look at different options.
Home Loan Offset Calculator
See how much interest you could save and how much you can shorten your loan term through an offset account. This calculator can demonstrate the long-term benefits of managing money effectively.
Debt Recycling Calculator
Debt recycling is a strategy used to convert non-deductible home loan debt into deductible investment debt. Our calculator helps you figure out whether this strategy could work for you.
Debt Service Coverage Ratio Calculator
This tool is helpful for companies that want to get business loans. It helps figure out if your income is high enough to make loan payments, which is something lenders pay close attention to.
SMSF Loan Serviceability Calculator
See how much interest you could save and how much you can shorten your loan term through an offset account. This calculator can demonstrate the long-term benefits of managing money effectively.
Extra Repayments Calculator
Debt recycling is a strategy used to convert non-deductible home loan debt into deductible investment debt. Our calculator helps you figure out whether this strategy could work for you.
Why Use Our Loan Calculators?
When you’re weighing financial decisions, it’s not always easy to see the big picture. It’s easy to use our tools to test out different situations and see how much flexibility you have when it comes to repayments. You can do the following with the right calculator:
- Estimate repayments and total interest payable
- Compare different loan types before applying
- See how interest rates affect your loan over time
- Work out borrowing power and serviceability
- Plan strategies to pay off debt faster
Rather than searching across multiple websites, you’ll find everything you need here on one page.
Take the Next Step with Dark Horse Financial
While our loan calculators are a great starting point, every borrower’s situation is different. The figures you see are estimates and don’t replace expert, personalised advice.
After you’ve run the numbers through any of our calculators, you can contact our team to enquire about our loan options. We’re committed to helping you find a solution that fits your needs and goals. We want you to get the funding you need while securing the best rates and customised terms that fit your cash flow.