Trade Finance to Fund Your Stock, Suppliers and Growth
Dark Horse Financial arranges trade finance facilities that fund supplier payments and stock orders, so you can pay an overseas manufacturer or a local supplier upfront and keep your own working capital free for running the business. We arrange finance through a large panel of bank, non-bank and private lenders, and each trade finance facility is structured around your actual order cycle and supplier terms.
Quick Enquiry
Get a free, obligation-free assessment. Usually responds within 2 hours.
How to Apply for Trade Finance
Three steps from your first enquiry to a trade finance facility you can draw on.
Contact Our Team
Fill out our online form or give us a call and one of our specialists will be in touch quickly to understand your supplier terms and order cycle before making a recommendation.
Contact Us βSubmit Your Application
We handle your application from start to finish and match it to the lender whose policy suits your trade cycle. Some lenders can approve a trade finance facility within a few days.
Start Application βGet Funded
Once approved, you have a trade finance facility you can draw on whenever you purchase goods from your suppliers.
Get Funded βRated by Our Clients on Google
Trade Finance for Australian Businesses
Trade finance funds the gap between paying your supplier, often an overseas manufacturer, and getting paid by your own customers, so you can order and fulfil stock without draining your cash reserves, with repayment terms commonly running from 60 to 210 days. Unlike a standard business loan, it is structured around a specific trade cycle such as a purchase order, a shipment or a supplier invoice.
What Trade Finance Can Be Used For
A trade finance facility pays the supplier side of the transaction, which means your own working capital isn't tied up while stock is in transit or sitting in a warehouse waiting to sell.
Paying an overseas supplier ahead of shipment
Funding a bulk or seasonal stock order before your peak period
Covering the lead time between placing a purchase order and receiving and selling the goods
Funding a new supplier relationship that requires upfront payment before trading terms are in place
Paying domestic suppliers where payment timing puts pressure on cash flow
Taking on a larger order without being limited by your existing working capital
Trade Finance Structures We Can Arrange
These are some of the structures Dark Horse can arrange access to through our lender panel. Availability depends on the lender, the transaction and your business, and trade finance is often paired with invoice finance or cash flow lending to cover the full trade cycle.
Who Is Trade Finance Suitable For?
Trade finance tends to suit:
- Importers ordering stock from overseas manufacturers
- Wholesalers and distributors managing seasonal or bulk order cycles
- Manufacturers paying for raw materials or components ahead of production
- Businesses onboarding a new overseas supplier who requires payment upfront
- Businesses with a confirmed sale or purchase order that need funding to fulfil it
- Growing businesses whose working capital is tied up in existing stock
Am I Eligible for a Trade Finance Facility?
Lenders look at the transaction as much as the business itself, and most will want to see:
- An operating business with a genuine trade cycle, such as a supplier order, purchase order or shipment
- Some evidence of trading history and customer demand
- Details of your supplier relationship and the order value
Check Your Options
Tell us about your supplier and your next order, and we'll outline the trade finance facility structures that could fit.
Quick Enquiry βTrade Finance Success Story
Enhancing Supply Chain Efficiency with Trade Finance
Challenge: A civil construction company was under real cash flow pressure from the upfront cost of materials and labour and from clients who were slow to pay, which put strain on its supply chain and put project timelines at risk.
Solution: The company secured a $500,000 trade finance line of credit which meant suppliers and subcontractors were paid on time and materials could be bought as each project needed them, without the cash going out of the business straight away.
Outcome: Improved cash flow, stronger supplier relationships built on paying on time, and a steady supply chain that let the company complete projects on time.
Why Choose Dark Horse Financial for Trade Finance?
We get business loans approved when banks say no.
Licensed & Accountable
Credit Representative (No. 465325) of Buyers Choice Licencing Pty Ltd (ACL 509484), part of the Money Quest Group.
Large Lender Panel
Banks, non-bank lenders and private financiers, so your options aren't limited to a single bank's trade desk.
Structured to Your Trade Cycle
Facilities matched to your supplier terms, order sizes and seasonal peaks rather than a fixed product.
10+ Years Trading
More than a decade arranging business finance for Australian businesses.
1,000+ Businesses Funded
Importers, wholesalers, manufacturers and more, funded through our lender panel.
No-Obligation Assessment
A free initial assessment, with no obligation to proceed.
Frequently Asked Questions
Common questions about trade finance, answered directly.
* To approved applicants only.
Disclaimer: Loans and the benefits associated with them are only available to those who have been approved. The information provided on this page is general and does not consider your individual circumstances. It is not meant to serve as a substitute for professional advice, and you should not rely on it for any decisions. Always consult with a professional regarding finance, tax, and accounting matters before making any choices or taking action.
Dark Horse Financial Pty Ltd is a Credit Representative No. 465 325 of Buyers Choice Licencing Pty Ltd.