Business Loan Calculator
Estimate repayments for secured, unsecured, and interest only business loans in seconds, then talk to a specialist about the real rate your business qualifies for.
Built to Help You Compare Loan Scenarios
Model the numbers before you talk to a lender, so you walk into the conversation knowing what to ask for.
See real repayments instantly
Adjust loan amount, rate, and term and watch your repayment, total interest, and cost breakdown update immediately, with no waiting and no email required.
Compare P&I vs Interest Only
Switch between principal & interest and 1 to 5 year interest only structures to see how each affects your monthly cash flow and total cost.
Model extra repayments
Add an additional repayment amount to see exactly how much interest you'd save and how much sooner the loan could be paid off.
Explore Your Business Finance Options
A business loan is one of several ways to fund your business. See how it compares to a line of credit, equipment finance, and more.
Business Loans
A lump sum with a fixed term and repayment schedule, the option this calculator is built around.
Learn More →Business Line of Credit
A revolving facility that lets you draw, repay, and redraw as needed, with interest charged only on the balance you've used.
Learn More →Equipment Finance
An approved limit for equipment purchases, with each drawdown becoming its own fixed repayment schedule.
Learn More →Invoice Finance
Unlock cash tied up in unpaid invoices by drawing against balances owed, instead of waiting 30 to 90 days to get paid.
Learn More →Overdrafts
A flexible facility attached to your business transaction account. Dip into an approved limit when cashflow is tight.
Learn More →Why Choose Dark Horse Financial?
Broad Lender Access
Broker access to 100+ lenders, bank and non bank, so you're not limited to one credit policy.
Secured & Unsecured Options
Dark Horse brokers both secured and unsecured business loans, matched to your business cashflow.
Fast Turnaround
Approvals typically within 24 to 48 hours, so funding doesn't hold up your plans.
Established & Proven
Trusted by Australian businesses since 2013.
Specialist Expertise
Led by a working capital specialist with nearly 15 years' experience and industry recognition in SME business lending.
No Obligation Assessment
A free initial assessment, with no obligation to proceed.
Jeff Suter is the Director of Dark Horse Financial, a business finance brokerage founded in 2013. A working capital specialist, Jeff has spent nearly 15 years helping Australian business owners access flexible finance, and is recognised as a leading expert in SME business lending, with industry award recognition.
Jeff is a Credit Representative (No. 465325) of Buyers Choice Licencing Pty Ltd (ACN 626 172 281), Australian Credit Licence No. 509484.
Business Loan Calculator FAQs
Straight answers about how this calculator works and how to read its results.
Talk to a Business Finance Specialist
Not sure whether a business loan is the right fit? Talk to a Dark Horse specialist about your cashflow, and we'll match you with secured or unsecured options from our panel of 100+ bank and non bank lenders, with no obligation.
Get a Free Assessment →