A client recently came to us after receiving their annual business insurance renewal.
Like many growing businesses, they had a strong business but didn’t particularly want to find $67,000 in one hit to pay their insurance premium.
Rather than tying up working capital that could be used for wages, inventory, tax obligations or growth, we arranged insurance premium funding.
The solution was simple.
The insurer is paid, meaning uninterrupted insurance cover, while the client repaid the premium in equal monthly instalments over the following 12 months.
What many business owners don’t realise is that insurance premium funding is one of the simplest finance products available.
There is:
– No property security.
– No director’s guarantee.
– No financial statements or income verification.
– A fast approval process, with most quotes turned around within 24 hours.
Even better, the pricing is often extremely competitive – frequently lower than the interest rate on a home loan.
With many businesses currently feeling pressure from rising wages, Payday Super, higher operating costs and slower customer payments, preserving cash flow has never been more important.
If you’ve recently received your insurance renewal and don’t love the idea of paying it all upfront, send us a copy of your insurance premium.
We’ll obtain a no-obligation quote, usually within 24 hours, and let you know whether spreading the cost over 12 months makes sense for your business.
Dark Horse Financial
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Case Studies
Case study: $250,000 Unsecured Overdraft to a Mechanical Services Business
Around six months ago, a mechanical services business reached out to us as they had recently identified their bookkeeper had
23 July 2026
