Author profile
Jeff Suter
Director, Dark Horse Financial
Articles by Jeff Suter
Asset finance from a specialist non-bank lender often suits mining companies a bank would decline, because it is assessed against
A Director Penalty Notice (DPN) transfers a company’s unpaid tax debt directly onto the director’s personal balance sheet, turning a
From 1 July 2025, the general interest charge (GIC) and shortfall interest charge (SIC) the ATO applies to unpaid tax
Client Snapshot Industry Retail — sale and servicing of power tools and equipment Loan product Unsecured business line of credit
An Australian mining operation was preparing to commence production at a new mine site. The opportunity was substantial. Its forecasts
Key Takeaways An ATO garnishee notice allows the ATO to recover tax debt directly from your bank account, customers, or
Key Takeaways Refinancing is the most common way to exit a second mortgage because it replaces short term private lending
Key Takeaways The Superannuation Guarantee Charge, or SGC, applies when super is unpaid, underpaid, or paid late. From 1 July
Key Takeaways Asset based lending uses business or personal assets as security, while unsecured business loans rely primarily on your
Key Takeaways An equipment line of credit gives your business access to a pre approved funding limit that can be
Key Takeaways An ATO payment plan can be cancelled after missed payments, unpaid lodgements, or new tax debt that is
Key Takeaways GIC applies to unpaid tax debts, while SIC applies to tax shortfalls before an amended assessment is issued.
Around six months ago, a mechanical services business reached out to us as they had recently identified their bookkeeper had
Over the years, one of the hardest conversations I’ve had with business owners is telling them not to borrow money.
A client recently came to us after receiving their annual business insurance renewal. Like many growing businesses, they had a
Our client is a manufacturer of custom components and performance four-wheel drive parts, they frequently attend 4WD and caravan shows
Approaching us via our website, our new client ran a large transport business that had experienced a difficult time trading
Key Takeaways The ATO advises you should lodge your BAS by the due date even if you cannot pay the
Key Takeaways Missing repayments on a business line of credit does not result in immediate legal action, but lenders usually
Key Takeaways Winning more customers does not always automatically improve your cash position. Rapid growth often increases expenses long before
When you’re purchasing your next new car, what I’d like you to think about – beyond just getting the best
Key Takeaways The line of credit with the lowest rate is not always the best option. You need to compare
Key Takeaways Payment terms directly influence how much working capital your business has available to cover wages, suppliers, tax obligations,
Key Takeaways Property is one of the strongest forms of security available, allowing businesses to access larger loan amounts and
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