Rent-to-Own Australia

Our rent-to-own solutions allow businesses to rent equipment with the option of owning it at the end of the term. Whether you're looking for a rent to own van, rent to own trucks, or other rent to own vehicles, we have you covered.

Rent to Own Vehicles and More

Vehicles, Mining, Agriculture and Civil Assets
New & Secondhand Asset Options
No Financials Required
Startup Businesses Welcome
Weekly or Monthly Repayments
A Genuine Alternative to Truck Finance
Better than Plant Hire When You Don’t Qualify for Excavator Loans
Dry Hire Alternative That Builds Equity in Your Business

Quick Enquiry!

Rent-to-Own Equipment: The Smart Choice for Your Business Assets

Getting the assets you need to take advantage of opportunities can sometimes be tough, especially when you need big-ticket assets like trucks, excavators, mining equipment or specialised farm equipment. Traditional equipment finance doesn’t always work for businesses in all circumstances, but if you can demonstrate income, a rent-to-own solution can get you into the equipment you need and be a pathway to ownership as you build equity in your assets.

What is Rent-to-Own?

Rent-to-own allows you to rent a vehicle with the option to purchase it later at the end of the term. Instead of committing to or dealing with the requirements of a traditional loan, you simply pay affordable rental fees over a set period. At the end of the rental agreement, you have the option to purchase the vehicle. This gives you flexibility, affordability, and a stress-free way to get the vehicle you need.

Rent to Own Australia: A Solid Alternative to Dry Hire

Rent to own offers a smart and flexible alternative to dry hire, providing you with the equipment you need without upfront costs. Unlike traditional dry hire, where you simply rent with no long-term benefit, rent to own allows you to apply your rental payments toward eventual ownership. This means you get immediate access to essential machinery while working toward owning it outright—ideal for businesses looking to manage cash flow without sacrificing growth.

How Does Rent-to-Own Work?

The process of rent to own is simple and hassle-free:

Choose Your Vehicle: Choose from an extensive range of quality vehicles, including vans, trucks, and other assets available for rent-to-own.
Apply in Minutes: Fill up our online form to get started. We’ll get back to you as soon as we can, often within the day.
Flexible Payments: We’ll work with you to secure a rental payment plan that fits your budget.
Option to Buy: As you make rental payments, you’ll build equity in your vehicle. At the end of your contract, you can choose to purchase the vehicle outright.

What’s The Difference Between Rent-to-Own and a Traditional Equipment Loan?

With rent to own, you’re renting the equipment with the option to own it by the end of the contract term, often without requiring a substantial deposit or credit checks. Depending on the lender, the size of the loan, and your financial situation, the application process for equipment finance can have significant requirements.

Some lenders or loan products ask for a certain time in business, positive cash flow, and financials. This means equipment loans of a certain amount can be difficult to obtain for some business owners. Equipment finance also shows up as a liability on the balance sheet, whereas rent-to-own equipment payments are recorded as a deductible expense. If you’re looking for flexibility and a hassle-free way to get equipment, rent-to-own can be a great choice for you.

How It Works: Simple Steps to Secure Your Loan

Apply Online: Fill out our quick and easy online application form.
Provide Key Details: Share basic financial information about your business.
Wait for Our Response: We’ll get back to you quickly with a loan solution tailored to your needs.
Fast Approval: The lender receives your application, and you’ll receive a decision in as fast as 24-48 hours.
Receive Funds: Get the funding you need to drive your business forward.

Rent to Own for Both Startups and Mature Businesses

Startup businesses can obtain equipment finance if they have a solid cash flow forecast, but sometimes they can’t meet the deposit requirement. Rent to own for startups offers a solution as long as you can demonstrate income. You can also extend beyond your equipment finance limits with a rent to own solution. Similarly, if an existing business has been through a downturn but has a positive future ahead of them, rent to own equipment finance solutions can assist a mature business get the assets they need to do business.

Quick Enquiry!

Rent to Own No Credit Checks Australia

There are rent-to-own options available to those with less-than-perfect credit. With many equipment finance lenders (especially banks), credit score is a major criteria that can decide whether or not you’ll get approval. With rent-to-own, you can secure the equipment you need even with a low credit score.

Why Choose Rent-to-Own at Dark Horse Financial?

Equipment Financing Expertise

Dark Horse Financial has been in the game for over a decade. We know the ins and outs of equipment finance, including rent-to-own options. We’ll make sure you get the best rent-to-own solution that fits your needs and goals.

Simple Application Process

Applying for rent-to-own is simple with us. Just fill up our online form in minutes and get a response quickly. The process is streamlined and hassle-free, allowing you to get equipment without a hitch.

Wide Range of Vehicles and Equipment

You can choose from an extensive range of vehicles, including rent to own vans, rent to own trucks, and rent to own vehicles for all purposes. We aim to make vehicle ownership accessible to businesses across Australia.
Equipment of Any Age
You can rent-to-own vehicles and other equipment of any age. Whether you want a brand new truck or a secondhand van, we have solutions available for you.

Easy Transition to Ownership

At the end of your rental agreement, you can choose to purchase your vehicle for a fair price. It’s an excellent way to eventually own your vehicle without the immediate financial burden of buying it outright.

Get Started Today

Ready to get your new vehicle? It’s easy! Reach out to our team to get a rent-to-own arrangement. If you have any questions, we’re here to help guide you through the process and answer any questions.

Rent-to-Own FAQs

What are the requirements for rent-to-own?

You can rent to own a truck if you can show that you can make rental payments. You don’t need to present 2 years of financials like a bank would require. If you have a business that’s ABN and GST registered and can demonstrate income to make repayments, you can generally qualify for a rent-to-own truck solution.

Can I rent-to-own farm equipment?

Yes, you can rent to own farm equipment. If you can demonstrate that you can make the rental payments, have an ABN, and are GST registered, you can rent to own farm equipment. You can rent to own second-hand farm equipment or new equipment purchased from a dealer.

How does dry hire differ from equipment rent-to-own solutions?

Dry hire refers to renting out equipment without an operator, while rent-to-own offers a pathway to ownership for a business owner. Over time, as you make your rental payments for rent-to-own items, you’re working towards owning the asset, and your equity grows. You also have the opportunity to sell your asset during the rental period and keep the proceeds of any equity you’ve built up during the rental period.

If I choose rent-to-own, will I have the option to buy the equipment before the contract ends?

Yes, you can buy the equipment during the rent-to-own period. For example, if 9 months into the rent-to-own contract, your circumstances are strong enough that you can buy the asset outright or use equipment finance to purchase the equipment, you can take advantage of this and buy the equipment when it suits you.

Can I rent to own an excavator instead of dry hire excavator services?

Yes you can rent to own an excavator of any size instead of relying on dry hire excavator services. You can rent to own excavators that are new or secondhand of any size. Instead of continuing to pay dry hire fees you can rent to own your own excavator and begin to build equity in your asset rather than having nothing to show for the rent you pay.

Can I rent-to-own multiple pieces of equipment at once, like both a truck and an excavator?

Yes, based on your financial capabilities and the demonstration of income to make rental payments, you can rent to own multiple assets simultaneously. You could even rent to own a whole fleet of assets.

How do rent-to-own equipment solutions benefit startup businesses?

Rent to own equipment solutions are very well suited to startup businesses because it doesn’t require extensive financial history to get into the assets you need.

Do I need to make a deposit for rent-to-own?

Most providers do not require a deposit for a rent-to-own agreement, making it an attractive option for businesses of all ages and financial situations.

Rent-to-Own Australia

Our rent-to-own solutions allow businesses to rent equipment with the option of owning it at the end of the term. Whether you're looking for a rent to own van, rent to own trucks, or other rent to own vehicles, we have you covered.

Rent to Own Vehicles and More

Quick Enquiry!

Rent-to-Own Equipment: The Smart Choice for Your Business Assets

What is Rent-to-Own?

Rent to Own Australia: A Solid Alternative to Dry Hire

How Does Rent-to-Own Work?

What’s The Difference Between Rent-to-Own and a Traditional Equipment Loan?

How It Works: Simple Steps to Secure Your Loan

Rent to Own for Both Startups and Mature Businesses

Quick Enquiry!

Rent to Own No Credit Checks Australia

Why Choose Rent-to-Own at Dark Horse Financial?

Equipment Financing Expertise

Simple Application Process

Wide Range of Vehicles and Equipment

Easy Transition to Ownership

Get Started Today

Rent-to-Own FAQs

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