Start saving with the help of a budget planner
Whether you're working towards a home loan deposit or aiming to pay down debt, our free budget planner can help you build a practical budget and stay on track with your financial goals.
1. Income Details
| Title | Amount ($) | Net/Gross | Frequency |
|---|---|---|---|
| Salary | |||
| Bonuses | |||
| Investment Income | |||
| Allowances | |||
| Other Income |
Total Income: $0.00/year
2. Living Expenses
| Title | Amount ($) | Frequency |
|---|---|---|
| Rent | ||
| Rates (council, water) | ||
| Utilities (electricity, gas, etc.) | ||
| Phones and Internet | ||
| Home Maintenance | ||
| Groceries | ||
| Medical and Pharmaceutical | ||
| Clothes and Shoes | ||
| Education (Fees, Childcare) | ||
| Pets | ||
| Other Expenses |
Total Living Expenses: $0.00/year
3. Insurance and Superannuation
| Title | Amount ($) | Frequency |
|---|---|---|
| Life | ||
| Income Protection | ||
| Health | ||
| Superannuation | ||
| Home and Contents | ||
| Car | ||
| Business | ||
| Other (Boat, Caravan, Trailer) |
Total Insurance & Superannuation: $0.00/year
4. Loans and Credit Cards
| Title | Amount ($) | Frequency |
|---|---|---|
| Mortgage | ||
| Personal Loan Repayments | ||
| Credit Card #1 Repayments | ||
| Credit Card #2 Repayments | ||
| Credit Card #3 Repayments | ||
| Store Card Repayments | ||
| Other Loan Repayments |
Total Loans & Credit Cards: $0.00/year
5. Transport and Motor Vehicles
| Title | Amount ($) | Frequency |
|---|---|---|
| Vehicle | ||
| Maintenance | ||
| Petrol | ||
| Parking | ||
| Public Transport | ||
| Other |
Total Transport & Motor Vehicles: $0.00/year
6. Leisure and Entertainment
| Title | Amount ($) | Frequency |
|---|---|---|
| Holidays | ||
| Restaurants and Takeaway | ||
| Sport, Hobbies, and Memberships | ||
| Newspapers, Magazines, and Books | ||
| Gifts (Christmas, Birthdays) | ||
| Other |
Total Leisure & Entertainment: $0.00/year
7. Summary
| Totality | Weekly | Fortnightly | Monthly | Annually |
|---|---|---|---|---|
| Total Income | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Living Expenses | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Insurance & Superannuation | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Loans & Credit Cards | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Transport & Motor Vehicles | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Leisure & Entertainment | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Expenses | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus | 0.00 | 0.00 | 0.00 | 0.00 |
8. Your Results
Total Annual Surplus: $0.00
How to Use Our Budget Planner
Our free budget planner offers a clear, detailed overview of your finances—helping you take control with confidence.
- Select a category tab to expand it.
- Enter amounts for the items that apply to your situation. You can skip anything that doesn’t—there are no required fields.
- Use your bank statements, transaction summaries or tools like the NAB app to help fill out each section accurately.
- Work through all the categories that are relevant to you.
- When you’re done, print a copy for your records.
You can revisit the planner anytime. As your financial situation evolves, updating your budget helps you maintain an accurate picture of where you stand.
