Articles & Resources
Expert guidance on business finance, lending, tax debt, and property — written to help you make better decisions.
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6 min read
Understanding Unsecured Business Loans
Key Takeaways Key Point Description Definition Unsecured business loans do not require any property…
5 min read
How to Apply for a Bad Credit Business Loan
Key Takeaways A bad credit score makes it harder, but not impossible, to get a business loan You…
6 min read
How Loan Experts Can Help You Find Bad Credit Loans
Key Takeaways Key Point Description The Challenges of Finding Bad Credit Business Loans A bad…
2 min read
Economic Booms Don’t Die of Old Age (They are Murdered by Recessions)
Economic booms don’t die of old age (they are murdered by recessions) And, realistically, we’ve…
2 min read
Rates Are Going To Be Higher For Longer For 10 years
Yes I mean it, no I’m not crazy. Let me talk you through it. We have multiple inflationary risks on…
4 min read
How Loan Terms Affect Your Business
When a business takes out a loan, repayments will be determined by specific terms and conditions.…
5 min read
The Role of Security in Bad Credit Loans
Key Takeaways Key Point Description The Significance of Security in Bad Credit Loans Not all…
4 min read
Can You Get Debt Consolidation Loans with Bad Credit?
Key Takeaways Key Point Description How Does Debt Consolidation Work? Debt consolidation is the act…
5 min read
Types of Loans for Businesses with Bad Credit
Key Takeaways Key Point Description Finding Bad Credit Loans: Banks vs. Private Lenders Businesses…
5 min read
Strategies for Repaying Bad Credit Business Loans
Key Takeaways Bad credit business loans come with higher interest rates and fees and shorter loan…
6 min read
Creating a Contingency Plan for Business Loan Repayments
Key Takeaways Key Point Description Importance of a Contingency Plan for Business Loan Repayments…
4 min read
Housing Affordability Declines Further for Australians
Whether renting or buying homes, Australians face greater challenges this year as housing…
5 min read
Understanding Lender’s Mortgage Insurance (LMI)
Key Takeaways What is mortgage insurance? Lender’s Mortgage Insurance (LMI) is an upfront fee…
3 min read
Document Checklist for Home Loan Application in Australia
Key Takeaways Applying for a home loan in Australia requires compiling a comprehensive set of…
8 min read
Home Loan Eligibility in Australia
Key Takeaways Key Point Description Personal Profile Applicants must be above 18 years old to apply…
7 min read
Avoiding Predatory Lenders When Applying for Bad Credit Loans
Key Takeaways Key Point Description How Predatory Lenders Can Harm Businesses Predatory loans trap…
6 min read
What You Need to Know About The Debt Service Coverage Ratio
Key Takeaways Lenders use the DSCR to figure out how likely it is that your business can pay back…
4 min read
The Importance of Financial Statements to Loan Approval
Key Takeaways Key Point Description What are Financial Statements? Financial statements…
3 min read
Mortgage Rates Will Keep Rising
A report from the Reserve Bank of Australia details that the RBA raised the cash rate by 425 basis…
5 min read
The Importance of Emergency Funds for Loan Repayment
Key Takeaways Business owners know the importance of keeping an emergency fund. In business as in…
3 min read
What are Personal Guarantees?
Key Takeaways Key Point Description Definition A personal guarantee is a commitment made by a…
4 min read
The Impact of Bad Credit on Business Loan Applications
Key Takeaways Key Point Description Understanding Bad Credit and Its Causes Factors like late…
7 min read
Business Term Loans Explained
Key Takeaways Key Point Description Definition A traditional term loan involves getting a lump sum…
6 min read
The Impact of Credit Scores on Business Loans
Key Takeaways Key Point Description Understanding Credit Scores A credit score is a numerical value…