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Key Takeaways Self-employed home loans can come in different structures, each with different pros and cons. Variable-rate loans offer flexibility

Key Takeaways PAYG and self-employed home loans differ primarily in how lenders assess income and their documentation requirements. PAYG home

Key Takeaways Second mortgage business loans allow startups to access capital by using property equity as security. These loans are

Key Takeaways Self-employed income must be well-documented. Lenders require verifiable income via financials, ATO notices of assessment, savings, credit card,

Key Takeaways Refinancing can lower your home loan repayments by securing a lower interest rate, extending your loan term, or

Key Takeaways Commercial loan refinancing replaces your current loan with a new loan, typically offering better terms, features, or flexibility.