Author profile
Jeff Suter
Director, Dark Horse Financial
Articles by Jeff Suter
Key Takeaways SMSF loans (Limited Recourse Borrowing Arrangements) allow SMSFs to borrow money for property investment. SMSF loans offer potential
Key Takeaways Many lenders in Australia, particularly banks, will look at your credit score, financials, debt ratios, time in business,
Our client came to us experiencing a severe cash flow squeeze they needed to remedy asap. A chemical manufacturing business,
While the Prime Minister and the Treasurer continue to tell us what a great job they’re doing, this chart puts
Key Takeaways Unit prices are rising faster than house prices in about 60% of Australian suburbs. The national average price
Our client runs a commercial plumbing business with over 40 staff and was waiting on payment for over $1M of
Key Takeaways ATO’s stricter debt recovery stance impacts businesses. Significant increase in Director Penalty Notices (DPNs). Post-COVID recovery has led
Our client was referred to us by their financial advisor. A business selling and servicing power saws and other tools,
Key Takeaways SMSF numbers are booming: As of March 2024, there are 616,400 SMSFs in Australia, holding over $933
Key Takeaways The latest ANZ-Roy Morgan Consumer Confidence report reveals that consumer sentiment in Australia remains largely unchanged in mid-July
Key Takeaways Refinancing is when you take out a new loan to replace your current one to potentially get a
Key Takeaways Home loan rates in Australia are influenced by the RBA cash rate, economic conditions, lender policies, and borrower-specific
Our client came to us seeking to fund expansion into a new market but started the conversation by telling us
Key Takeaways Housing market shows overall strength despite month-to-month volatility Slight cooling in new loan commitments may reflect economic factors
Key Takeaways Global Geopolitical Tensions: Conflicts such as the Russia-Ukraine war, Israel-Palestine conflict, and South China Sea disputes significantly
Case Study: $50k Overdraft for a Logistics Business (this non-bank overdraft still has no establishment fees) Seeing an opportunity to
Key Takeaways Fixed-rate home loans usually have a fixed period of 1-5 years wherein the interest rate stays the same
Key Takeaways Understand SMSF Loans: SMSF loans can be a powerful tool for diversifying investments. They come with specific benefits
Case Study: $650k unsecured lending to fund the growth of an allied health business ($300k line of credit + $350k
Key Takeaways National Profitability: 94.3% of property resales in Q1 2024 achieved a nominal gain, the highest rate since July
Key Takeaways The role of a mortgage broker involves matching borrowers to lenders that can meet their financing needs in
Key Point ANZ-Roy Morgan Consumer Confidence remains stable at 80.4. Consumer confidence is at its highest since December 2011. Confidence
Key Point Summary Types of SMSF Loans Residential Property Loans Used to purchase residential real estate. Benefits: potential capital growth
Case Study: $1.3M For a Labour Hire Partner Buyout (+ An Unsecured Overdraft ++ An Equipment Line) Breaking up doesn’t
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