Author profile
Jeff Suter
Director, Dark Horse Financial
Articles by Jeff Suter
Key Takeaways Control and Flexibility: Self-Managed Super Funds (SMSFs) offer significant control over investment decisions, allowing trustees to tailor their
Key Takeaways Recent Surge in Insolvencies: From July 2023 to March 2024, 7,742 companies entered external administration, marking a
The FY25 Domain Price Forecast report provides a detailed analysis of projected changes in house and unit prices across various
Key Takeaways The report assesses housing affordability in 94 major markets across eight nations. Housing affordability is rated using the
Key Takeaways Refinancing means getting a new loan to pay off your old one, but with better terms and rates.
Key Takeaways (Table Type) Key Point Description What is the home loan application process in Australia? This process is a
Business confidence and trend levels have taken a hit despite rising costs and hiking prices. The latest NAB Monthly Business
Key Takeaways A home loan pre-approval is a lender’s preliminary assessment of your borrowing capacity. It’s important to know your
Key Takeaways Existing debt can hinder your loan serviceability or your ability to repay a loan. Lenders will look
Key Takeaways Key Point Description Definition Automatic loan arrangements involve arranging with your lender to automatically deduct your loan repayments
Key Takeaways Refinancing business loans can provide opportunities to secure better interest rates, terms, and repayment schedules. It’s crucial
Key Takeaways If you fail to repay your loan, lenders will give you several chances before you go into default.
Key Takeaways Refinancing business loans can be a strategic move to secure better terms, lower interest rates, and improve cash
According to the latest data from CoreLogic’s June 2024 Monthly Housing Chart Pack, the Australian real estate market keeps powering
Key Takeaways When you take out an unsecured loan, you don’t have to put up any assets or property as
Key Takeaways Key Point Description Definition Secured loans require business assets or the director’s or guarantor’s personal property to serve
The Australian Bureau of Statistics report indicates a trend of rising wages alongside declining company profits. In the first quarter
Case Study: $600k Debt Consolidation Loan Using Equity in Equipment and Home (Tax Debt + 2 Expensive Loans Retired) Our
In May 2024, Australian home prices increased by 0.8% according to Corelogic and AMP Chief Economist Shane Oliver, the biggest
Housing values in regional Australia have been growing faster than in the capital cities over the three months leading up
Key Takeaways Lump sum payments are large payments made in addition to regular monthly mortgage payments, allowing homeowners to pay
Key Takeaways Key Point Description Definition Unsecured business loans do not require any property security from the borrower. They are
Key Takeaways A bad credit score makes it harder, but not impossible, to get a business loan You may have
Home Loan Case Study: Same Loan, Same Bank – $8000 Reduction in Yearly Interest (without changing banks) You don’t always
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