Author profile
Jeff Suter
Director, Dark Horse Financial
Articles by Jeff Suter
Key Takeaways Key Point Description The Challenges of Finding Bad Credit Business Loans A bad credit score makes securing affordable
Economic booms don’t die of old age (they are murdered by recessions) And, realistically, we’ve been booming since the mid-90s.
Yes I mean it, no I’m not crazy. Let me talk you through it. We have multiple inflationary risks on
When a business takes out a loan, repayments will be determined by specific terms and conditions. The terms and conditions
Key Takeaways Key Point Description The Significance of Security in Bad Credit Loans Not all lenders will require security for
Key Takeaways Key Point Description How Does Debt Consolidation Work? Debt consolidation is the act of taking on a new
Key Takeaways Key Point Description Finding Bad Credit Loans: Banks vs. Private Lenders Businesses with bad credit may face challenges
Key Takeaways Bad credit business loans come with higher interest rates and fees and shorter loan durations, making repayment more
Key Takeaways Key Point Description Importance of a Contingency Plan for Business Loan Repayments Late or missed payments can bring
Whether renting or buying homes, Australians face greater challenges this year as housing affordability plummets. The ANZ CoreLogic Housing Affordability
Key Takeaways What is mortgage insurance? Lender’s Mortgage Insurance (LMI) is an upfront fee charged by banks when you borrow
Key Takeaways Applying for a home loan in Australia requires compiling a comprehensive set of documents to demonstrate your identity,
Key Takeaways Key Point Description Personal Profile Applicants must be above 18 years old to apply for a home loan.
Key Takeaways Key Point Description How Predatory Lenders Can Harm Businesses Predatory loans trap businesses into arrangements that harm them.
Key Takeaways Lenders use the DSCR to figure out how likely it is that your business can pay back its
Key Takeaways Key Point Description What are Financial Statements? Financial statements (financials) are essential records detailing a company’s financial performance,
A report from the Reserve Bank of Australia details that the RBA raised the cash rate by 425 basis points
Key Takeaways Business owners know the importance of keeping an emergency fund. In business as in life, many unexpected things
Key Takeaways Key Point Description Definition A personal guarantee is a commitment made by a director to repay a loan
Key Takeaways Key Point Description Understanding Bad Credit and Its Causes Factors like late payments, defaults, and high debt levels
Key Takeaways Key Point Description Definition A traditional term loan involves getting a lump sum from a lender and repaying
Key Takeaways Key Point Description Understanding Credit Scores A credit score is a numerical value that represents the creditworthiness of
Key Takeaways Equipment finance is a range of financial products that enable businesses to access essential plant & equipment without
Key Takeaways Key Point Description The Psychological Toll of Carrying Business Debt Carrying business debt can cause significant worry and
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