Commercial Lending in Australia
Providing your business with the finance you need to succeed.
Flexible Commercial Loans for Every Business Need
We understand every business has its unique situation. We offer a wide range of commercial loans to support your business at every stage.
- Tailored Commercial Loan Solutions
- Fast Commercial Loan Options
- Full Doc and Low Doc Options
- Bad Credit Commercial Loans
- Loans for ATO Tax Debt
Our Commercial Lending Services
Commercial Business Loans
Our commercial business loans provide flexible funding for your business needs, whether you’re expanding operations, purchasing inventory, or improving cash flow.
Commercial Asset Finance
With commercial asset finance, you can leverage the value of your assets, such as equipment, vehicles, and property, to access much-needed capital for your business.
Commercial Investment Loan
A commercial investment loan is perfect for businesses looking to invest. Our team helps structure your loan to maximise returns and gear your business for growth.
Commercial Property Loans
Our commercial property loans cater to businesses looking to purchase or refinance commercial real estate.
Business Overdrafts
A business overdraft provides a flexible safety net for managing short-term cash flow gaps. Access funds as needed and pay interest only on the amount used.
Equipment Finance
Our equipment finance solutions enable you to purchase or upgrade business equipment without impacting your working capital.
Sale and Leaseback
Free up cash tied in existing assets with sale and leaseback options. Sell your equipment or property and lease it back, unlocking funds while retaining operational use.
Fitout Finance
Enhance your workspace with our fitout finance solutions, designed for office refurbishments, retail fitouts, and other business interior space improvements.
Invoice Finance
Convert unpaid invoices into immediate working capital with invoice finance. This allows you to maintain cash flow while waiting for customer payments.
Development Finance
Development finance supports property developers with funding for commercial or mixed-use projects, from land acquisition to construction.
Tax Debt Loans
Get funding to pay off outstanding business tax debts, ensuring that you remain in good standing with the Australian Taxation Office.
Commercial Private Lending
For businesses needing fast or alternative funding, commercial private lending offers flexible solutions outside of traditional banking channels. Perfect for unique or urgent financial needs.
We’re Award-Winning Commercial Lending Experts in Australia
With over a decade in the business, we’re not just commercial finance specialists—we’re business specialists with a deep understanding of what it takes to build a successful organisation (or to rescue one from the brink of insolvency). We’re here to ensure you get a commercial finance solution that fully aligns with your business needs and goals.
Commercial Finance Solutions for Any Business Goal
Pay Down Debt
Our commercial finance options can help you get out of deb. Whether you need to refinance debt to a more affordable loan or unlock equity from your existing equipment, we help you find ways to get your business back on the road to success.
Grow Your Business
When your business is presented with a growth opportunity, it’s often true that you need to spend money to make money. Access the capital you need to grab hold of growth opportunities. Whether you’re looking to purchase equipment and goods to increase your output or you’d like to acquire another business, our tailored solutions help you get the best outcomes.
Improve Cash Flow
Cash flow is the lifeblood of a business. Without cash, you can’t purchase the materials you need to continue trading, pay your staff or maintain a business premises. No cash means no business. Even the most profitable businesses run into cash flow issues, and this is where commercial finance can help. With access to cash when you need it, you can continue to turn over profit without being stopped by cash roadblocks.
Fund Large Purchases
Sometimes, businesses need to make significant purchases to sustain operations and fuel growth. You may need to purchase or upgrade equipment, vehicles, or real estate properties. With commercial loans, you can fund the purchase of these big-ticket items, allowing your business to do more and reach new heights.
Avoid Insolvency
When a business runs into trouble, has few sales coming in, and debt piling up (including ATO tax debt), sometimes insolvency may seem like the only way out. However, help is available and there is often light at the end of the tunnel. With a carefully tailored commercial finance strategy, it’s possible to bounce back from the brink of insolvency and drive your business to success.
Get Competitive Commercial Lending Rates in Australia
The interest rate plays a major role in how much you’ll pay over the life of your loan—that’s why it’s so important to find the lowest rates to help you save more over time. We’ll help you secure the most competitive commercial lending rates in Australia that align with your goals and budget.
Find the Best Commercial Lenders in Australia
The interest rate plays a major role in how much you’ll pay over the life of your loan—that’s why it’s so important to find the lowest rates to help you save more over time. We’ll help you secure the most competitive commercial lending rates in Australia that align with your goals and budget.
Find the Best Commercial Lenders in Australia
Our team works closely with a network of trusted commercial lenders, including banks, non-bank lenders, and private lenders. Whether you’re looking for fast approval, competitive interest rates, or more flexible terms for a commercial loan, we’ll find the right lender for you.
Why Choose Dark Horse Financial for Commercial Finance?
We offer tailored solutions.
Every business is unique, that’s why we believe that financing solutions should be customised to address specific needs. We’ll help you find tailored solutions to ensure that your needs are met.
We know commercial loans.
Commercial loans are our area of expertise. With more than ten years in the business, we know the ins and outs of commercial lending and what Australian businesses need to survive and thrive.
We’ve got a large network of lenders.
We maintain a large network of lenders, allowing us to find the perfect fit for you. Our connections allow us to negotiate the best rates and terms on your behalf.
We have a client-for-life approach.
Our services don’t stop after loan settlement. We’re committed to staying with you as your business grows and your needs evolve.
Get Started with Dark Horse Financial Today
Discover how commercial lending solutions can transform your business. Contact us today to discuss your needs and get a personalised financing solution.
Commercial Loans FAQs
A commercial loan is a type of financing designed specifically for businesses. It can be used for various purposes, such as purchasing property, funding operations, or acquiring equipment.
To qualify, lenders typically assess your business’s financial health, credit history, revenue, and security, if applicable. Some alternative lenders will look past your credit score and lack of trading history and will only need to understand the director’s assets and liabilities and their capacity to repay the loan.
Yes, unsecured options like business lines of credit or business overdrafts may not require property security. They may come with higher interest rates or shorter terms, but they can be approved faster for more pressing needs.
With fast commercial loan options, approvals can be as quick as 24-48 hours, depending on the loan type and the lender’s requirements. We’ll help connect you with lenders that can meet your timeline.
While bad credit can limit your options with traditional lenders, alternative lenders or commercial private lending solutions can still provide funding. We can help you explore these options and find a suitable lender.
Most traditional lenders require documentation like business financial statements, tax returns, and bank statements. However, there are plenty of lenders that offer no-doc and low-doc options for those who don’t have documents.
