Investment Loans in Australia
Get tailored investment loan solutions to grow your wealth.
Unlock Investment Opportunities with Dark Horse Financial
Whether you’re a seasoned investor or just starting your journey, property investments can help you expand your portfolio and grow your wealth. We specialise in providing tailored financing options to help you acquire investment properties, diversify your assets and maximise your returns—all with competitive rates and expert advice.
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How You Can Use an Investment Loan
- Building a Property Portfolio: Purchase rental or commercial properties to generate steady income.
- Diversifying Assets: Invest in shares, managed funds, or other income-producing assets.
- Expanding Business Ventures: Fund growth in your business through property or equipment investment.
Our Investment Loan Options
- Residential Investment Loans: Finance your next property purchase with tailored loans designed for rental or resale opportunities.
- Commercial Investment Loans: Designed for purchasing commercial properties, these loans are ideal for investors looking to expand their portfolio into commercial real estate.
- Equity Loans: Leverage the equity in your existing property to fund new investments or renovations.
- SMSF Loans: Invest in property through your Self-Managed Super Fund with loans specifically structured for SMSFs.
Interest-Only - Investment Loans: These loans allow you to pay only the interest on the loan for a set period, helping to maximise your cash flow in the short term.
Why Choose Dark Horse Financial for Investment Loans?
Expert Guidance
Our loan experts provide advise on maximising tax benefits, leveraging equity, and securing the best deals.
Access to Competitive Rates
Our extensive network of lenders allows us to find the best interest rates for your investment needs.
Tailored Solutions
We customise loan structures to suit your specific investment strategy, whether it’s property, shares, or other assets.
Ongoing Support
Our services continue beyond loan settlement—we’re here to guide you as you continue growing your investment portfolio.
Investment Loan Process: How It Works
1. Consultation with Our Experts
Fill up our online form or give us a call. We’ll assess your financial situation and investment goals to find the right loan products.
2. Application Process
We compare options from our extensive lender network to secure competitive rates and terms.
3. Loan Approval and Settlement
Once the loan is approved, we assist with settlement so you can focus on growing your wealth.
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Ready to Grow Your Wealth?
With competitive rates, tailored solutions, and expert guidance, we’re here to help you turn your investment goals into reality. Contact us today to get started.
Investment Loans FAQs
An investment loan is a type of loan used to purchase assets that generate income or appreciate in value, such as rental properties, stocks, or other investments. The loan is typically secured by the investment itself but can be secured by other assets as well.
Investment loans are for investments, while home loans are for residential purposes. Investment loans typically have different tax benefits, as they are designed for income generation.
The amount you can borrow depends on factors like the type of investment, your financial profile, and the value of your existing assets. Dark Horse Financial will help you assess your borrowing capacity.
Yes, you can use an investment loan for shares. This type of loan allows you to purchase shares or managed funds, helping you grow your investment portfolio.
In addition to the loan amount, you may need to pay application fees, valuation fees, legal fees, ongoing monthly or annual fees, and potentially Lenders Mortgage Insurance (LMI) if your deposit is less than 20%.
Before getting an investment loan, consider your financial goals, risk tolerance, cash flow needs, and the potential returns and risks of the investment. It’s also important to have a solid investment strategy and seek professional advice if needed.
Margin loans are usually for high-net-worth individuals on a select basis. These loans allow borrowers to use their existing portfolio as security for new investments. They can use this investment loan for shares and managed funds.
