Upgrading business equipment and assets can help improve the quality of your business offering and increase your output. With increased capacity and a higher quality offering, your business is on the fast track to growth and success. Our secured business loan solutions help you afford the business assets you need to drive success.
Need a tax-effective and cash-flow-friendly way of purchasing a new or used business vehicle? Whether you need a car, van, truck, tractor, forklift, or any other kind of vehicle, a secured loan can help you purchase the vehicle you need. If cash flow is a concern, it’s possible to incorporate a balloon payment for cash flow friendly repayments.
At Dark Horse Financial, we are experts in commercial finance and business. Our client-for-life approach means that our relationship doesn’t end once your loan is written. We’re with you for the long haul and are committed to seeing you succeed.
We don’t just provide business loans, we take the time to fully understand your business, the industry, and your goals. With a deep understanding of your business needs, we tailor a finance strategy to maximise success.
With the economic uncertainty facing many businesses, it’s not uncommon for things to go very wrong financially. We utilise our professional network and finance expertise to help businesses back from the brink of insolvency.
Whether your business is struggling to find its feet financially or looking for capital to take on growth opportunities, we’re here to help.
Unsecured loans are given to a business without any assets used as collateral. With secured loans, the lender has the legal right to repossess the security asset if the borrower does not repay the loan amount. For this reason, an unsecured business loan is considered to be riskier from the lender’s point of view. This extra level of risk is factored into the interest rate.
If you have no assets to offer as security, or you’d rather not offer particular assets (such as residential property), unsecured business finance may be appropriate. However, if you’re looking for a lower interest rate, a secured loan will generally be the cheaper option.
We work with many large and small businesses with a less than perfect credit rating. We specialise in finding business finance solutions for businesses where others can’t, so a bad credit score is certainly not a barrier. Creating the right finance strategy can help get your business’s financial health back on track.