Our client has just finished a number of new builds and, as a consequence, the cash their business will receive is essentially now on pause until the beginning of March.
While their contracted works will keep them at capacity throughout the 2026 calendar year they needed a cash injection to get through the Christmas period with confidence.
Building and trade are restricted industries for most lenders.
This means business owners in construction can find their request for loans may be rejected or their loan offers will be far smaller than what a similar sized business in a different industry will receive.
The right lender selection is critical to an optimal lending outcome for construction business owners.
There are 2 unsecured lenders that have a track record of supporting construction at a higher rate than other lenders but neither of them are well known to the public.
Understanding where to turn, we prioritised the lender we know could still fund before Christmas and received an approval within a day.
Our client was rapped and is now heading into the break significantly more comfortable.
Reach out if you need working capital to get through Christmas – you’ll get better outcomes and lower rates if you act now rather than waiting until your situation becomes desperate.
Get a better loan.
Cash Flow Lending
The Ultimate Guide To Commercial Finance
Key Takeaways Commercial finance covers a wide mix of funding options for Australian businesses, from property loans to working capital
23 January 2026
