Increase Supply Chain Efficiency with Trade Finance

Two workers discussing supply chain issues regarding goods shipped in containers

Whether you’re acquiring supplies locally or abroad, your business may face a delay in the supply chain when the supplier can’t extend enough credit to support you as the buyer. Fortunately, there’s a solution: trade finance. It is a financial instrument that helps businesses facilitate the purchase and sale of goods. This is particularly beneficial […]

Can you consolidate your business debts? (A Case Study)

man using angle grinder in the workshop

If you’ve ever had a sleepless night or been at the gym during the day, it’s likely you’ve seen TV ads for personal debt consolidation in Australia.  Debt consolidation isn’t really a product, but a series of financial processes – it’s the act of taking out a comparatively lower interest loan to pay off smaller, […]

Case Study: An Unsecured Business Line of Credit

Mechanized cleaning of the root surface of the weld control sample of thick-walled stainless steel pipe

Finding the right business finance solution can feel tricky for any business owner. With the options for small business finance having different requirements, small business owners may not feel confident in applying for credit facilities, thinking they have to offer up property as security for every credit facility. That’s not the case; we can help find unsecured […]

Case Study: Trade Finance for Civil Construction

Construction workers doing earthworks with wheel loader and rubble truck

Trade Finance Case Study for Civil Construction Our client, a civil construction company working with top-tier clients, spoke to us about suppliers who were not extending enough credit to support them until their progress payments came through. Working with our lenders, we secured a $500,000 Trade Finance Line of Credit which our client could use […]

Case Study: Business Finance For Smaller Business And Franchises

advisor discussing document investor

Got 2 minutes? Our case study covers finance for small business and franchises. The subject of our case study was introduced to us by another finance expert whose client had seen a darkhorsefinancial.com.au post. They were a franchisee of a well-known group. To assist their cash flow while waiting for payment from their clients, they […]

Case Study: Using Equipment & Invoice Finance to Purchase a Business:

Truck Driver

Our client came to us looking to purchase a transport business that was complimentary to their existing operation in a nearby area. The business owner identified the business was undervalued due to current conditions and wanted to secure funding for the acquisition without changing their existing property finance. The client’s original business had an invoice […]

Case Study: Equity gaps (and not the family home)

construction worker examining building plan

Our client, a labour hire business providing contractors to the mining sector, was regularly using close to $1M to cashflow the business until their invoices were paid. In practical terms this represented their limits of self funding meaning they could not pitch for more busine Ideally requiring a $1M facility with the potential to grow […]

60 second Case Study: Raising Capital for a Restructure

Industrial production, machines manufacturing

Having dealt with a pre-insolvency specialist our client came to us as they were about to restructure. Parts of their business were still viable and have potential for a strong future – they needed funds to pay professional fees to steer them through the difficult period they were facing but they had no available equity […]

Case Study: Move the cost of moving premises over 4 years with fitout finance

Workers working in canned food factories

$600k equipment and soft costs financed Our client is a food wholesaler who had built annual revenue to nearly $20M using contract manufacturers for the production of their food lines. Whilst some business owners have been experiencing difficulties with their premises, this business found an opportunity to take up a factory that was ideal for […]

Case Study: An Overdraft Line of Credit Without Property Security

Carpenter work with circular saw for cutting boards

Our client is a property maintenance service business, typically making repairs and improvements to residential investment property at the request of the managing real estate agent. Initially they approached us for an invoice finance facility. This wasn’t a product we could utilise as their debtors weren’t the real estate businesses that co-ordinated their jobs but […]